Financial Disclaimer

Last updated: November 2, 2026

General Information Only

The information provided by My Calculator Mortgage — including all calculators, articles, charts, estimates, and commentary — is for informational and educational purposes only. It does not constitute financial, legal, tax, investment, or lending advice, and it does not create any professional or fiduciary relationship between you and My Calculator Mortgage.

Not a Loan Offer, Pre-Approval, or Loan Estimate

My Calculator Mortgage is not a lender, mortgage broker, or loan originator. Projections generated by our calculators do not constitute a pre-qualification, pre-approval, commitment to lend, or a binding Loan Estimate under the Truth in Lending Act (TILA) or the Real Estate Settlement Procedures Act (RESPA). No calculator output on this Site should be interpreted as an offer of credit or as a disclosure required by federal or state lending laws.

Only a licensed lender can determine your actual eligibility, interest rate, fees, and payment terms. That determination depends on your credit history, income, assets, the subject property, and prevailing market conditions — none of which our calculators can fully assess.

Accuracy of Information

We work hard to keep our content accurate and current, and we document the formulas our calculators use. However, rates, regulations, and market data change frequently, and we make no representation or warranty as to the accuracy, completeness, or timeliness of any information on the Site. You should verify any figures that matter to you with an authoritative source or a licensed professional.

No Responsibility for Decisions

You are solely responsible for the decisions you make based on information from this Site. My Calculator Mortgage and its owners, authors, and affiliates shall not be liable for any loss or damage arising from your use of, or reliance on, the Site's content, tools, or estimates.

Advertising and Affiliate Disclosure

My Calculator Mortgage may display third-party advertisements and may receive compensation through advertising programs. Such advertising does not constitute an endorsement of any product, service, or lender, and it does not influence our editorial content. Our articles and tools are produced independently of any advertiser.

Consult a Professional

For advice specific to your financial situation, consult a licensed loan officer, a qualified financial advisor, an attorney, or a tax professional as appropriate.

Questions

If you have questions about this disclaimer, contact us at [email protected] or through our contact page.