Terms of Use

Last updated: November 2, 2026

Welcome to My Calculator Mortgage. By accessing or using mycalculatormortgage.com (the "Site"), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use the Site.

1. Acceptance of Terms

These Terms of Use, together with our Privacy Policy and Disclaimer, govern your use of the Site. We may update these terms at any time, and your continued use of the Site after changes are posted constitutes acceptance.

2. No Professional Advice

The content on this Site — including calculators, articles, charts, and commentary — is provided for general informational and educational purposes only. It does not constitute financial, legal, tax, investment, or real estate advice, and it is not a substitute for advice from a licensed professional who understands your individual circumstances. You should consult a qualified lender, attorney, or tax advisor before making decisions based on anything you read here.

3. Calculator Outputs Are Estimates Only

All results produced by our calculators are estimates for illustrative purposes. They do not constitute a pre-qualification, pre-approval, commitment to lend, or a binding Loan Estimate under the Truth in Lending Act (TILA) or the Real Estate Settlement Procedures Act (RESPA). Actual rates, fees, taxes, insurance premiums, and approval decisions are determined by lenders and third parties and may differ materially from our estimates. Do not rely on calculator outputs as a commitment to lend.

4. Intellectual Property

All original content on the Site, including text, graphics, logos, and software, is the property of My Calculator Mortgage or its licensors and is protected by copyright and other intellectual property laws. You may view and print content for personal, non-commercial use. You may not reproduce, republish, distribute, or create derivative works from the Site's content without our prior written consent.

5. Acceptable Use

You agree not to misuse the Site, including by attempting to disrupt its operation, scraping content at scale, introducing malware, or using automated tools in a way that imposes an unreasonable load on our infrastructure.

6. Third-Party Links

The Site contains links to third-party websites, including government agencies and other resources. These links are provided for convenience only. We do not control and are not responsible for the content, accuracy, or practices of third-party sites.

7. Disclaimer of Warranties

The Site is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be error-free, uninterrupted, or free of harmful components.

8. Limitation of Liability

To the fullest extent permitted by law, My Calculator Mortgage and its owners, authors, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, the Site or its content, even if we have been advised of the possibility of such damages.

9. Indemnification

You agree to indemnify and hold harmless My Calculator Mortgage and its personnel from any claims, losses, liabilities, or expenses arising out of your use of the Site or your violation of these Terms of Use.

10. Governing Law

These terms are governed by the laws of the United States and the state in which the Site operator is based, without regard to conflict-of-law principles. Any disputes shall be resolved in the courts of that jurisdiction.

11. Changes to These Terms

We may revise these Terms of Use at any time by updating this page. The "Last updated" date reflects the most recent revision.

12. Contact

Questions about these terms? Email us at [email protected] or use our contact page.